Compulsory insurance in developing economies: Challenges, strategies, and global insights

Meliboyeva Muqaddas Hikmatovna 1, * and Masimdjanova Muqaddam Xikmatovna 2

1 Teacher of Tashkent State University of Economics.
2 Teacher of Journalism and Mass Communications University of Uzbekistan.
 
Research Article
World Journal of Advanced Research and Reviews, 2024, 24(03), 085–088
Article DOI: 10.30574/wjarr.2024.24.3.3651
 
Publication history: 
Received on 21 October 2024; revised on 30 November 2024; accepted on 02 December 2024
 
Abstract: 
Compulsory insurance is a vital mechanism for managing risks and promoting financial security in developing and transitional economies. This study examines the challenges of implementing compulsory insurance, including affordability issues, low public awareness, and weak enforcement. Drawing on global experiences from countries like India, and Russia, it identifies effective strategies such as public-private partnerships, digital platforms, and community-based models. The findings highlight the significant social and economic benefits of compulsory insurance, emphasizing its potential to enhance financial resilience, access to essential services, and economic stability.
 
Keywords: 
Compulsory insurance; Financial security; Developing countries; Public-private partnerships; Digital platforms; Community-based models; Risk management
 
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